Is my injury worth filing a catastrophic injury claim?

When you’re forced to deal with the aftermath of an accident, you inevitably ask yourself the same questions over and over again. Who’s to blame? How am I going to pay for this? Who should I talk to for help? Contacting an injury lawyer could be a good way to answer some of these questions. However, it can also present an additional worry: is it even worth it?

Not all injuries guarantee insurance settlements. Injury claims require proof of how your injury affected your life, in order to justify the degree of compensation. Depending on your injury, this may not only be difficult to prove, but if your injury is minor, it may not even be worth the cost or aggravation of filling.

The three categories of personal injuries that dictate the degree of compensation are: minor, major and catastrophic.

Minor injuries are small injuries that don’t really affect your overall way of life. These injuries may not be worth filing as they have low compensation rates. However, they can generally be handled one-on-one with the insurance adjuster for minor compensation. They include:

  • Bumps and bruises
  • Scrapes
  • Sprains
  • Small fractures
     

Major injuries are more painful and may disrupt your life temporarily. A lawyer’s advice would be worth looking into for the possibility of adequate compensation. Injuries include:

  • Broken bones
  • Lacerations
  • Concussions
  • Severe whiplash
  • Hemorrhages
     

Catastrophic injuries are not only painful, but they can also drastically change your life. If not caused by any fault of your own, these types of injuries are definitely worth filing a claim. With a good lawyer’s expertise, they can result in significant settlements. These injuries include:

  • Second– or third-degree burns
  • Amputations
  • Spinal cord or brain injuries
  • Sexual assault
     

If you wish to pursue a personal injury claim based on the severity of your injury, contact the lawyers at Shevlin Smith for a free consultation. We’re here to answer your questions and make it easier for you to receive the compensation you deserve. Call us today at 703.591.0067.