Like any business, insurance companies focus on making money. As such, they utilize insurance adjusters in the aftermath of a crash to speak with you and determine liability and compensation. While this may not seem like a problem initially, trusting in an insurance adjuster too much could lead to numerous mistakes when in resolving your claim.
Let us protect your rights: 703-721-4233.
Insurance adjusters are trained professionals who have one job: protect profits. If they can minimize or deny your claim, they have done their job. However, this objective often comes at your expense as they keep secrets from you throughout the entire process. Here are some of the things they will not tell you.
You Should Have a Lawyer for a Claim
Many insurance adjusters will tell you that filing a claim is a simple process. They will act friendly to get you to believe whatever they say. One thing they try to convince you of is that you do not need legal counsel during this process. However, they are only doing so to take advantage of a vulnerable situation.
You can and should hire a lawyer to protect your rights during this time.
You Don’t Have to Accept a Settlement
Insurance adjusters will generally offer you a settlement to try to close your claim. Oftentimes though, this settlement is much lower than you deserve. You do not have to accept their settlement and can either negotiate for a higher amount or move forward with legal action.
You Can Have a Lawyer Help with a Recorded Statement
While insurance adjusters will tell you that a recorded statement is for training and quality purposes, they often use this resource to capture a statement from you before you have spoken to an attorney. Any uncertainties, questionable comments, admissions of fault, and contradicting statements give the insurance company reasons to deny or minimize your claim. Many insurance adjusters will even re-phrase or suggest an answer, hoping that you will agree with their language.
A lawyer can help you say the correct things and avoid potential problems.
Our Fairfax car accident lawyers at Shevlin Smith work to protect you from devious tactics insurance adjusters use against you. We will navigate your claim in a way that focuses on your best interests to pursue the compensation and justice you deserve.