When You Have Been Injured,Your Attorney's Experience Matters

  1. Home
  2.  — 
  3. Firm News
  4.  — Common Tactics Insurance Adjusters Try to Use

Common Tactics Insurance Adjusters Try to Use

On Behalf of | Mar 15, 2023 | Firm News

From the moment of collision, insurance adjusters may attempt to swiftly minimize or even deny your claim. When they speak to you, they are already framing a story that is beneficial to their company and, as such, it is important that all crash claimants be aware of common tactics they may use.

These include requesting recorded statements, sending settlement offers well below what you deserve, and denying blame or liability altogether. Acting with confidence and being aware of these possible strategies can help you stand up for yourself and secure a fair outcome.

Insurance Adjusters Use Statements Against Claimants

Insurance adjusters often use recorded statements of the individual involved in an accident against them to minimize their claim. Recorded statements provide detailed accounts of what occurred during a crash which can be used as key evidence by insurance adjusters when evaluating an insurance claim.

They represent the claimant’s words and are legally binding so claimants must carefully give accurate information that accurately reflects the details and circumstances of their situation. Using careful language, being honest and avoiding assumptions will help claimants avoid being caught in any contradictions or discrepancies when addressing claims with insurance companies.

Insurance Adjusters May Delay Car Accident Claims

Receiving an insurance payout after a car accident is not always a straightforward process – one potential issue is delays caused by the adjuster. Adjusters are responsible for making determinations about coverage and ensuring that all claims are accurate, but unfortunately, disputes do sometimes arise between the adjuster, claimants, and even medical providers.

If emergency care was necessary following the accident, then bills must be sent to the proper sources to receive payment. Furthermore, the adjuster may delay claims if there is any confusion about fault or possible uninsured motorist issues. To deal with your claim promptly and fairly, it is important to work with an attorney experienced in car insurance matters who can help guide you through the entire process.

Insurance Adjusters May Limit Your Damages

Having to go through the process of filing an insurance claim when you have suffered a loss of some kind is stressful enough. Unfortunately, if you are not aware of the tactics insurance adjusters attempt to use when evaluating a claim, that stress could increase quickly.

After interviewing witnesses and gathering evidence at the scene of your damages, an adjuster can be quick to try and limit any amount paid out by the insurance company—even if you are contractually entitled to receive greater compensation. As such, it is important for anyone filing a claim to be aware of their rights and to protect themselves from the tactics of overzealous adjusters.

Our Fairfax car accident lawyers at Shevlin Smith are here for you every step of the way.

Call our firm at 703-721-4233 today.